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WHATSTHENET

Business health assessment

An automated business health assessment for small and medium businesses. Every metric and score uses the fixed rules shown below; it is not AI-powered, and no AI service is connected.

Your figures

Everything you type here stays in this browser tab. Nothing is sent or saved, and it is cleared when you leave or reload the page.

All regular monthly costs, payroll included.

Money customers owe you.

Bills and debts due within a year.

Total yearly pay cost, part of the monthly costs above.

Costed at your current average payroll per employee.

Assessment

Enter your figures, or use the example, to see the assessment.

Scoring rules (5 fixed rules, 100 points): the thresholds are WhatsTheNet editorial rules of thumb for a quick check, not industry standards or lending criteria. Current ratio here uses cash plus receivables as current assets, so inventory and other current assets are left out.

Educational information only, not financial, tax, legal, investment or business advice.

Sources & methods